FNB Bank Scam?

I have no account with First National Bank. However, I received this e-mail:

FNB Online Banking Website will be changing soon for the year 2008.To make your Online Banking services more safe and secure. It will have a great new look and some new features with the latest technology to keep your details secure, and dedicated teams to monitor Online activity and intercept any suspicious transactions. FNB security department has request for your account information including your registered Cell phone number to Online Account. These will be used in our New SSL Server Upgrade which will be taking place on the 30th of November 2007. These Information are mandatory to complete your verification as a legitimate member of First National Bank. please take 5-10 minutes out of your online experience and verify your personal records so that you will not run into any future problems with the online service.

Please click on update (www.ajfernandez.com/templates/fnbupdate.htm) to continue to the verification process and ensure your account security.

It is all about your security.

Thank you

Regards
FNB Security Advisor

Then, at a separate, Google address, this:

If you follow the instructions and if you are honest by not changing the order of the name list, and you honestly make your deposits to all 3 names on your list, and you've e-mailed it to at least 200 people you will see within 90 days, a huge difference in your bank account. Very importantly, DON'T forget to fax your proof of payment to 086 607 8427 because this will double your income. By being honest you will be successful. If you cheat you cannot expect to see the results. "What goes around comes around - you will also be cheated."

Step One - Millionaire's List

If you have internet banking, your banking will be so easy. If not, call at the different nanks and deposit R50 into the bank accounts of each of the names listed below. If you have access to internet banking it would be quick and easy.

Make sure that you take correct details of accounts:

1. Mr P.S. Mtshali
ABSA Bank
Account type: Cheque Account
Account number: 405 7703271
Branch code: 632005

2. Mr E. Dube
ABSA Bank
Account type: Cheque Account
Account number: 405496 4226
Branch code: 632005

3. Hazel Swartz
Standard Bank (MTN Banking Account)
Account type: Transmission Account
Account Number: 0783 520 9349
Branch code: 490991

(Please note: tell the Standard
Bank teller that this is an MTN Banking Account)

Remember: This is a legitimate service for which you are paying. The listed people have bought this opportunity, as you will - and pass it on to others. There is a saying in the business world: "Always spend a small amount before you can expect to receive lots of it".

Step Two:
Edit the millionaires list by putting your name with your banking details in position number 1...